Fair Practices Code

Last updated: 1 January 2026 • Effective date: 1 January 2026

Positioning notice. This service provides information and guidance, does not issue funds, and is not a party to any agreement between the user and a provider. Quik Rupee is operated by CYBERTECH LLC.

Operating company details

Legal entity name: CYBERTECH LLC

State register number: 273.110.1319504 (Armenia)

Registered address: 105/1 Teryan St, office 601, Kentron 0009, Yerevan, Republic of Armenia

Contact email: support@quikrupee.in

Contact phone: +374 10 512345

1. Purpose of the Code

This Fair Practices Code establishes the governance standards, transparency commitments, and ethical principles observed by CYBERTECH LLC in operating the Quik Rupee digital options information platform.

2. Key Commitments

Information-Only Operating Model: We maintain clear disclosures that Quik Rupee is an information and guidance service, does not issue financing, and does not make underwriting decisions.
100% Free Platform Access: We never charge users any fees, deposits, or processing costs for reviewing guidance materials or submitting platform inquiries.
No Guaranteed Approval Claims: We strictly avoid deceptive or misleading representations regarding guaranteed institutional approval.
Regulated providers only: Where we refer to institutions by name, we reference only those regulated to operate in India. We make no introductions and pass on no user details.
Affirmative Prior Consent: User information is never transferred without prior disclosure of the recipient institution and clear user consent.
Non-Coercive Communications: We maintain strict limits on customer communications and provide immediate opt-out mechanisms (replying STOP on WhatsApp).

3. Transparency & Key Fact Statements (KFS)

Quik Rupee advocates for complete transparency regarding all terms. We ensure that any participating institutional provider referenced on the platform provides a complete Key Fact Statement (KFS) detailing all annual percentage rates (APRs), fees, and schedules before any formal agreement is executed.

4. Complaints & Enforcement

If you believe any aspect of our operations violates this Fair Practices Code, please submit a notice to our Grievance Redressal Officer at grievance@quikrupee.in.