Quik Rupee is a loan referral marketplace for borrowers in India, operated by CYBERTECH LLC, a limited liability company registered in the Republic of Armenia. We collect a short enquiry, match it against personal loan offers from RBI-registered NBFC partners, and hand you over to the lender you choose. We do not lend money, we do not hold deposits, and we do not decide whether you are approved.
See how it works Comparing offers is free. Approval is decided by the lender and is not guaranteed.We are a loan marketplace. We introduce you to a lender. The lender provides the loan and makes every credit decision.
You share the loan amount you want, your employment type and your monthly income band through our web form or our WhatsApp business number.
We check the details you gave us against the eligibility criteria published by our lending partners and show you the offers you may qualify for. A match is not an approval.
We name the lender before you share anything with them, and we link to that lender's Key Fact Statement so you can read the rate, fees and repayment schedule first.
With your consent we pass your enquiry to the lender you picked and you complete the application on their platform, under their terms and their privacy policy.
Quik Rupee works with one product category: unsecured personal loans for residents of India aged 18 and over. We do not offer home loans, vehicle loans, education loans, loans against property or business loans, and we do not offer payday or single-repayment loans.
These are commitments we can be held to, not marketing claims.
Quik Rupee does not lend money, does not hold deposits, does not carry an RBI lending licence and does not make credit decisions. Every loan is provided by a separate, regulated lender.
Using Quik Rupee is free. We are paid a referral commission by the lender when a loan is disbursed. We will never ask you to pay a fee, deposit or "processing charge" to us in order to get a loan. If anyone claiming to be Quik Rupee asks you for money, it is a fraud - report it to us.
We make no promise of approval, of a particular rate, or of a particular amount. Each lender runs its own eligibility, KYC and credit checks and may decline your application. The lender may check your credit record with a credit information company as part of that.
We refer enquiries only to banks and non-banking financial companies registered with the Reserve Bank of India, or to lending service providers acting for them. We do not work with unlicensed lenders.
We name the lender before we share anything, we share only with the lender you choose, and we do not sell your personal data. See our Privacy Policy.
Reply STOP to any WhatsApp message from us and we will stop contacting you. You can also email support@quikrupee.in to withdraw consent.
Quik Rupee refers enquiries to a panel of lending partners registered with the Reserve Bank of India. We are not a lender and we are not an agent of any bank whose brand you may see elsewhere.
We only name a lender when it is genuinely ours. The specific lender for your enquiry is disclosed to you by name, together with a link to its Key Fact Statement, before any of your details are passed on. You choose whether to proceed.
Our current panel is available on request from support@quikrupee.in.
[[TODO: list of lending partners that may be named publicly under the Quik Rupee brand, with written permission from each. Do not publish any lender name or logo without that written permission.]]
Quik Rupee is operated by CYBERTECH LLC, a limited liability company registered in the Republic of Armenia, and is offered to users resident in India. CYBERTECH LLC is not an Indian company and holds no licence, registration or authorisation from any Indian regulator. Its full registration details are in the Company details section below.
Quik Rupee is a loan marketplace and referral platform. We are not a lender, not a bank and not a non-banking financial company. We do not lend money, hold deposits, accept repayments or make credit decisions. All loans introduced through this website are provided and disbursed by separate lenders registered with the Reserve Bank of India. Lending is subject to each lender's own credit assessment, eligibility criteria and KYC verification. Being shown an offer is not an approval and approval is not guaranteed.
Personal loans introduced through Quik Rupee run for a minimum of 91 days and a maximum of 365 days, for amounts between ₹5,000 and ₹40,000, at a maximum APR of 36% per annum. Any rate shown on this site is indicative. The actual interest rate, processing fee, late payment charge and total amount repayable are set by the lender and are stated in the Key Fact Statement you receive before you sign the loan agreement. Read it in full. Credit involves risk and late repayment can harm your credit score.
Quik Rupee is free for borrowers. We receive a referral commission from the lending partner when a loan is disbursed. This does not change the terms you are offered. We never ask borrowers for an upfront fee of any kind.
Complaints: email grievance@quikrupee.in. We respond within 30 days. Full process, including how to escalate to the Reserve Bank of India, is in our Grievance Redressal Policy.
Quik Rupee is operated by CYBERTECH LLC, a limited liability company registered in the Republic of Armenia. It is not an Indian company. It serves users in India as a loan marketplace and referral platform, and it is not a lender. The details below identify that entity and the people you can hold responsible for it.
We reply to email within two working days. Complaints follow the timelines in our Grievance Redressal Policy.